In order to enhance the personal security and transportation needs of Legal Officers in the state, a budgetary provision of N30 million has been captured in the 2018 budget as auto loan lender to lawyers in the Ministry of Justice bh the Delta State government.
The Attorney-General and Commissioner for Justice, Mr. Peter Mrakpor, disclosed this while receiving the newly elected executive members of the State Chapter of Law Officers Association of Nigeria (LOAN), led by its Chairman, Barr. Thomas Anigar. According to the Attorney-General, the new head in the 2018 budget which has a provision of 30 million was different from the amount captured for general car loan for civil servants in the state which is domiciled in the Office of the Head of Service.
When you have bought a car, it’s likely that you have done so with a payment plan. New cars cost so much, most people can’t afford to pay for them cash. So they’ll get a loan for their car in order to pay it off in the coming years. But people don’t only do this for new cars. They also do it for used cars. Just because a car is used doesn’t mean it’s a $500 piece of junk. Some used cars have been well maintained and are also worth thousands of dollars. Click here if you want to know more about Auto Loans for All Ottawa. If you are the owner of a used car, chances are that you’ve bought it through a car dealership. Dealers will often offer you a financing plan for your used car.For more about car loans, you can read this blog article from Premium Car Title Loans.
But dealers are also notorious for giving you financing plans with an Annual Percentage Rate (APR) that is much higher than average. Many people simply don’t know this. So when a dealer also offers them a seemingly alluring payment play, they go for it right away!
It’s not until they get home that they get the feeling they’ve been ripped off. Finding out your APR is much higher than it should have been, is never fun. The uncomfortable feeling that this leads to, is a typical case of buyer’s remorse. And once a buyer feels remorse about the financing plan of his used car, that’s when he usually starts looking around for refinance used car loan services that are willing to help him save money. There are people out there paying 20% interest per year or more per year. This is absolutely hilarious. Hilariously sad for the buyer, that is. By refinancing your used car loan, you can easily save yourself thousands in the long run. This only applies to people who refinance early. Refinancing later on, when your payments are almost done, doesn’t really save you anything. The earlier you refinance, the more money you save! When looking around for used car refinancing services and their rates, make sure that the value of the car is higher than the refinance loan that you are applying for. The refinance banker insists on this in order to protect his own assets. Let’s say that the borrower cannot or will not meet his financial obligations for whatever reason. The refinancer can then sell the car in order to recover his money.
Mrakpor, while explaining the rationale for the special provision, said it was aimed at supporting legal officers to purchase their personal vehicles to ease their movement to court.
He said, owing to the sensitive nature of their work which involves carrying of bulky sensitive case files and their personal safety, the state governor, Ifeanyi Okowa, approved a head as car loan special provision for lawyers.
While congratulating the new executives of the Law Officers Association for a peaceful election and transition, the Justice Commissioner charged legal officers in the state to imbibe on personal developmental culture and comply with the standard behavior expected of them as legal practitioners and that of the civil service.
He debunked the rumour that he was a tribalist as a result of certain decisions he took regarding the posting of some senior officers to some Agencies of Government as Executive Secretaries.
He explained that the decision was in the best interest of the Ministry and the beneficiaries according to him, was equivalent to that of a Permanent Secretary.
He promised to deploy some legal officers to those Agencies for the establishment of their Legal Departments.
On welfare of legal Officers and Staff, the Attorney-General maintained that he was irrevocably committed to staff’s welfare as the Ministry has worked out modalities to disburse enhanced monthly impresst to all Departments and Zonal Offices for effective service delivery while the issue of payment of all backlog of claims is receiving priority attention.
He pleaded with staff who were yet to collect their Permanent Voters Card to do so without delay even as he promised to increase the number of participants from the Ministry to the annual General Conference of the Nigerian Bar Association.
Earlier, the newly elected Chairman of the Law Officers Association of Nigeria, Delta State Chapter, Barr. Thomas Anigara told the Justice Commissioner that the visit was to formally introduce Members of the new executive of the body to him.
Anigara who presented various issues affecting Legal Officers ranging from training and retraining, and general welfare of his members to the Attorney-General, pledged their cooperation and loyalty to the Senator Dr. Ifeanyi Okowa’s led administration.
The LOAN Chairman also expressed his willingness to partner with the Attorney-General for the mutual benefits and good of both lawyers and the Ministry.
SOURCE :The Nigerian Voice (local news)